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First State Bank of Altus
721 North Main Street
Altus, OK 73521
FDIC Certificate #: 9873
Bank Charter Class:
NM
Definition
Dollar figures in thousands
First State Bank of Altus
Altus, OK
December 31, 2005
First State Bank of Altus
Altus, OK
December 31, 2004
Assets and Liabilities
1
Total employees (full-time equivalent)
48
45
2
Total assets
97,644
130,773
3
Cash and due from depository institutions
2,334
3,693
4
Interest-bearing balances
7
1,518
5
Securities
36,349
35,840
6
Federal funds sold & reverse repurchase agreements
6,635
6,095
7
Net loans & leases
44,038
77,170
8
Loan loss allowance
689
604
9
Trading account assets
0
0
10
Bank premises and fixed assets
2,351
2,222
11
Other real estate owned
185
676
12
Goodwill and other intangibles
0
0
13
All other assets
5,752
5,077
14
Life insurance assets
N/A
N/A
15
Total liabilities and capital
97,644
130,773
16
Total liabilities
87,538
121,643
17
Total deposits
86,368
120,722
18
Interest-bearing deposits
66,379
105,738
19
Deposits held in domestic offices
86,368
120,722
20
% insured
N/A
N/A
21
Federal funds purchased & repurchase agreements
0
0
22
Trading liabilities
0
0
23
Other borrowed funds
0
0
24
Subordinated debt
0
0
25
All other liabilities
1,170
921
>26
Total equity capital
10,106
9,130
27
Total bank equity capital
10,106
9,130
28
Perpetual preferred stock
0
0
29
Common stock
400
400
30
Surplus
600
600
31
Undivided profits
9,106
8,130
32
Noncontrolling interests in consolidated subsidiaries
N/A
N/A
Memoranda:
33
Noncurrent loans and leases
757
777
34
Noncurrent loans that are wholly or partially guaranteed by the U.S. government
0
0
35
Income earned, not collected on loans
798
990
36
Earning assets
87,029
120,623
37
Long-term assets (5+ years)
2,399
3,139
38
Average Assets, year-to-date
110,323
108,591
39
Average Assets, quarterly
97,210
117,404
40
Volatile liabilities
10,161
12,630
41
Insider loans
187
149
42
FHLB advances
0
0
43
Loans and leases held for sale
0
0
44
Unused loan commitments
649,738
63,007
45
Tier 1 (core) risk-based capital
10,622
9,296
46
Tier 2 risk-based capital
689
604
47
Total risk weighted assets
56,813
59,655
48
Total unused commitments
649,738
63,007
49
Restructured Loans and leases
0
0
50
Derivatives
0
0
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